1300 489 873There is always a lot of excitement when you bring a new fur friend into your family. And like when you bring a new baby home, there are also a few surprises! Like training, food, safety, rules around the home, barking, and the list goes on ….
While all this is going on, probably the last thing on your mind is the possibility of an unexpected accident or illness that can really hurt the hip pocket nerve!
Luckily, with a little bit of financial planning, the stress of vet bills if your dog gets sick or injured can be avoided.
Pet insurance can gives the peace of mind of knowing that the vet bills can be managed, and your beloved dog can get the care you’d want to give, and that he deserves.
Pet Insurance comes in many shapes and sizes, but basically it makes most sense to get it sorted whilst your pet is young. This is because pre-existing conditions are excluded (which means you can’t insure for something that has already happened).
The cost depends on the age and the breed of your pet, and the type of care that you want. As with other insurances, the premium does increase each year in line with the risk.
As a rule of thumb, recent research estimated that for a 3 year old dog, cover for accident and illness could cost anything from $230 to $800 per year – that’s a wide range, but it all depends on the benefits that are paid and excess payments.
So if you consider that an operation could cost you upwards of $3,000 – you can see that it wouldn’t take much for you to come out on top, as well as avoiding the financial stress of having to come up with cash quickly. Take a look at these case studies to see how Petsecure pet insurance has helped some of their clients, and consider whether these weird and wonderful things could happen to you!
If you are thinking of pet insurance, make sure you are aware of any limitations. For example, there may be limits on certain claims, such as emergency surgery, and things like not being up to date with vaccinations could void your cover for that condition.
With the right cover in place, you can give your pet the best care possible, without burning a hole in your wallet!
To see how affordable pet insurance could be for you get a quote now.
Author Bio: Liz Walden
Liz has a passion for all things cat and dog, and was one of the first in Australia to bring Pet Insurance to the market. She has headed up Petsecure marketing for the past 10 years, and is committed to promoting and supporting the amazing work done by rescue groups around Australia, and those who work to promote a better life for all animals.
