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Pay On Your Own Terms
Our three affordable puppy insurance plans offer transparent, flexible and hassle-free coverage. There are no sneaky lock-in contracts, giving you the freedom to upgrade, downgrade, or cancel anytime.
Up to $20,000 Annual Benefit Limit
Enjoy peace of mind knowing you and your pup are covered on unexpected vet bills. Claim up to 80% of eligible treatments for illnesses and accidents. We've also kept things clear and simple, ensuring absolute transparency regarding what you can and can't claim.
Super-Speedy 5-Minute Online Claims Process
Making a pet insurance claim has never been easier, thanks to our user-friendly online pet portal. Make a claim in just five minutes and get reimbursed the next working day on most eligible claims.
Just 1 Sub-Limit
We only have one sub-limit across all three of our puppy plans - a hereditary conditions limit of $2,300 for our classic plan and $3,800 for our deluxe plan.
Pay On Your Own Terms
Our three affordable puppy insurance plans offer transparent, flexible and hassle-free coverage. There are no sneaky lock-in contracts, giving you the freedom to upgrade, downgrade, or cancel anytime.
Up to $20,000 Annual Benefit Limit
Enjoy peace of mind knowing you and your pup are covered on unexpected vet bills. Claim up to 80% of eligible treatments for illnesses and accidents. We've also kept things clear and simple, ensuring absolute transparency regarding what you can and can't claim.
Super-Speedy 5-Minute Online Claims Process
Making a pet insurance claim has never been easier, thanks to our user-friendly online pet portal. Make a claim in just five minutes and get reimbursed the next working day on most eligible claims.
Just 1 Sub-Limit
We only have one sub-limit across all three of our puppy plans - a hereditary conditions limit of $2,300 for our classic plan and $3,800 for our deluxe plan.
80% of your eligible vet bills paid less an excess of $100, $200, or $300 up to the annual limit¹
Explore and compare three straightforward and affordable plans tailored to experienced and first-time pup parents. Choose your preferred insurance policy and get a quote today!
Scroll to compare
Most Affordable
Cover your pet for accidents with our budget-friendly Accidental Plan - suitable for pup parents on a budget, with healthy fur babies that have a bit of a clumsy side!
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Mid-Level Cover
Broader coverage without breaking the bank. Get mid-level cover for common mishaps, keeping your four-legged fur kid covered for accidents & illnesses
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Top Cover with Dental Illness
Top dogs get our highest level of cover for a variety of health issues, such as skin conditions, tick paralysis, cruciate, and even select dental illnesses.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis¹
Tooth removal where it’s medically required ¹
Cavities¹
Tooth fracture¹
Dental disease as a result of infection²
Retained deciduous teeth¹
More inclusions
Most Affordable
Cover your pet for accidents with our budget-friendly Accidental Plan - suitable for pup parents on a budget, with healthy fur babies that have a bit of a clumsy side!
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Mid-Level Cover
Broader coverage without breaking the bank. Get mid-level cover for common mishaps, keeping your four-legged fur kid covered for accidents & illnesses
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Other Benefits
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Top Cover with Dental Illness
Top dogs get our highest level of cover for a variety of health issues, such as skin conditions, tick paralysis, cruciate, and even select dental illnesses.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis¹
Tooth removal where it’s medically required ¹
Cavities¹
Tooth fracture¹
Dental disease as a result of infection²
Retained deciduous teeth¹
More inclusions
Our Puppy Insurance is super straightforward and easy. We've helped over 50,000 pet parents all across Australia give their fur babies the best start in life with our best-value puppy insurance plans. Here's a breakdown of how they work:
• Covers up to 80% of eligible vet bills, minus your excess
• Protection against select illnesses, injuries, and health conditions, such as cruciate ligament and hip dysplasia
• Flexible plans with no lock-in contracts
• Pay monthly and cancel, upgrade, or downgrade anytime
• All plans include third-party liability
• Get pre-approval for major treatments and surgeries
• Quick and easy claims via our online pet portal
Puppy Insurance works like human health insurance. It's a safety net for your pup’s medical expenses which reimburses you for a portion of vet care that's needed to treat sickness or injury.
You pay premiums regularly in return for financial assistance when your pet requires veterinary treatment, such as prescribed medicine and unforeseen surgeries.
Your puppy deserves the best start in life, just like the rest of your family. By covering your pup from the start, you'll be financially covered against a range of vet bills that may arise. Here's why you should get your fur baby insured:
We put pet owners first, ensuring they get the cover and support they need. You'll have no bones to pick with us!
Our mission is simple: to offer outstanding value puppy insurance. By exclusively focusing on young pups, our Puppy Pet Insurance Plans deliver quality coverage that specifically caters to the needs of puppies. Here's what makes our plans paw-tastic:
You certainly can! You have the freedom to pick any licensed and registered vet clinic across Australia for your puppy's care. This lets you make the best choice for your furry companion's well-being. Whether it's accidents or specialist treatments, you're not limited by location or network, ensuring your pup receives the care they deserve.
Puppy Insurance works like human health insurance. It's a safety net for your pup’s medical expenses which reimburses you for a portion of vet care that's needed to treat sickness or injury.
You pay premiums regularly in return for financial assistance when your pet requires veterinary treatment, such as prescribed medicine and unforeseen surgeries.
Your puppy deserves the best start in life, just like the rest of your family. By covering your pup from the start, you'll be financially covered against a range of vet bills that may arise. Here's why you should get your fur baby insured:
We put pet owners first, ensuring they get the cover and support they need. You'll have no bones to pick with us!
Our mission is simple: to offer outstanding value puppy insurance. By exclusively focusing on young pups, our Puppy Pet Insurance Plans deliver quality coverage that specifically caters to the needs of puppies. Here's what makes our plans paw-tastic:
You certainly can! You have the freedom to pick any licensed and registered vet clinic across Australia for your puppy's care. This lets you make the best choice for your furry companion's well-being. Whether it's accidents or specialist treatments, you're not limited by location or network, ensuring your pup receives the care they deserve.
¹Hereditary conditions are covered after your pet's 2nd birthday. This policy is subject to limits, sub-limits, conditions & exclusions.
Please refer to the Product Disclosure Statement for full details.
²Dental benefit is limited up to $500pa. ³Covered for a diagnosed eligible condition, if recommended by your vet.
Go to your Vet
When your puppy needs veterinary care, go to your trusted vet to get the care they’re used to.
Submit a Claim
Lodge your puppy insurance claim online via our user-friendly pet portal. Support your claim with a few simple details, like your unique policy number and medical records, along with the vet’s invoice.
Get Reimbursed Quickly
Get paid as soon as the next business day after you submit a claim!
Our VIP partnership and referral program rewards you for sharing PetsOnMe pet insurance with fellow fur parents. Whether you’re a vet, registered breeder, or even a pet sitter, you can sign up and partner with us!
Find out more about our pup-tacular puppy insurance with these helpful, ready-answered FAQs:
1300 489 873