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Pay Monthly, with No Lock-in Contracts
Our three affordable puppy insurance plans all have no lock-in contracts, the ability to pay by the month and complete transparency.
Up to $15,000 Annual Benefit Limit
We’ve kept things clear and simple with lifetime cover and absolute transparency on what you can and can’t claim.
Super-Fast 5 Minute Online Claims Process
We've made claiming under your puppy insurance policy quick and easy using our online portal. Most eligible claims are paid next business day.
Just 1 Sub-Limit
We only have one sub-limit across all three of our plans - a hereditary conditions limit of $2,300 for our classic plan and $3,800 for our deluxe plan.
Pay Monthly, with No Lock-in Contracts
Our three affordable puppy insurance plans all have no lock-in contracts, the ability to pay by the month and complete transparency.
Up to $15,000 Annual Benefit Limit
We’ve kept things clear and simple with lifetime cover and absolute transparency on what you can and can’t claim.
Super-Fast 5 Minute Online Claims Process
We've made claiming under your puppy insurance policy quick and easy using our online portal. Most eligible claims are paid next business day.
Just 1 Sub-Limit
We only have one sub-limit across all three of our plans - a hereditary conditions limit of $2,300 for our classic plan and $3,800 for our deluxe plan.
80% of your eligible vet bills paid less an excess of $100, $200 or $300 up to the annual limit¹
Scroll to compare
Most Affordable
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Mid Level Cover
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Top Cover with Dental
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis¹
Tooth removal where it’s medically required ¹
Cavities¹
Tooth fracture¹
Dental disease as a result of infection²
Retained deciduous teeth¹
More inclusions
Most Affordable
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Mid Level Cover
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Other Benefits
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Top Cover with Dental
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis¹
Tooth removal where it’s medically required ¹
Cavities¹
Tooth fracture¹
Dental disease as a result of infection²
Retained deciduous teeth¹
More inclusions
Looking for the best puppy insurance for your fur-baby? PetsOnMe is Australia’s biggest network of dog lovers and we know your puppy deserves the best care that’s why we offer three affordable levels of cover for you to choose from, without the jargon.
Our best value puppy insurance plans protect your puppy during and after injuries, accidents and illnesses. You can choose to pay by the month knowing that you don’t have to worry about the vet bill should your puppy need veterinary care, as our pet plans cover 80% of an eligible claim less your chosen excess up to the annual limit.
By insuring your puppy, you can enjoy peace of mind, knowing that you're safeguarded against unexpected veterinary expenses stemming from accidents or illnesses, which can sometimes result in vet bills reaching into the thousands of dollars.
Puppy Insurance serves as a safety net for your pets' medical expenses. It is a type of insurance coverage which reimburses you for a portion of vet care if your pet becomes sick or injured. Similar to human health insurance, you pay premiums regularly in return for financial assistance when your pet requires veterinary care. This encompasses various treatments, from accidents to unforeseen surgeries and urgent treatments, depending on the cover you choose.
Puppies are considered members of our family and just like any other family member, they deserve to receive the best care available.With puppy insurance, you have the comfort and assurance knowing that in the event of unexpected illness or injury, your puppy's medical costs will be covered. Vet expenses can be very costly and can place a significant burden on a puppy’s owner. All our insurance plans also include third party liability liability cover protecting you in the event your puppy causes damage to other people or their property.
Our mission is simple: to offer outstanding value puppy insurance. By exclusively focusing on cats and dogs, we can expertly tailor our cover which empowers us to curate coverage that suits you and your beloved puppy. We shaped our pet insurance plans with insights from over 50,000 pet parents all across Australia. Their feedback highlighted the need for transparency, simplicity, and quality coverage. That's why all our policies feature generous annual limits and cover 80% of eligible claims, less your chosen excess up to the annual limits.
Absolutely, you have the freedom to select any licensed and registered veterinarian across Australia for your puppy's care. This empowers you to make choices that prioritize your furry companion's well-being. Whether it's accidents or specialized treatments, you're not limited by location or network, ensuring your pup receives the best care available.
Puppy Insurance serves as a safety net for your pets' medical expenses. It is a type of insurance coverage which reimburses you for a portion of vet care if your pet becomes sick or injured. Similar to human health insurance, you pay premiums regularly in return for financial assistance when your pet requires veterinary care. This encompasses various treatments, from accidents to unforeseen surgeries and urgent treatments, depending on the cover you choose.
Puppies are considered members of our family and just like any other family member, they deserve to receive the best care available.With puppy insurance, you have the comfort and assurance knowing that in the event of unexpected illness or injury, your puppy's medical costs will be covered. Vet expenses can be very costly and can place a significant burden on a puppy’s owner. All our insurance plans also include third party liability liability cover protecting you in the event your puppy causes damage to other people or their property.
Our mission is simple: to offer outstanding value puppy insurance. By exclusively focusing on cats and dogs, we can expertly tailor our cover which empowers us to curate coverage that suits you and your beloved puppy. We shaped our pet insurance plans with insights from over 50,000 pet parents all across Australia. Their feedback highlighted the need for transparency, simplicity, and quality coverage. That's why all our policies feature generous annual limits and cover 80% of eligible claims, less your chosen excess up to the annual limits.
Absolutely, you have the freedom to select any licensed and registered veterinarian across Australia for your puppy's care. This empowers you to make choices that prioritize your furry companion's well-being. Whether it's accidents or specialized treatments, you're not limited by location or network, ensuring your pup receives the best care available.
¹Hereditary conditions are covered after your pet's 2nd birthday. This policy is subject to limits, sub-limits, conditions & exclusions.
Please refer to the Product Disclosure Statement for full details.
²Dental benefit is limited up to $500pa. ³Covered for a diagnosed eligible condition, if recommended by your vet.
Go to your Vet
When your puppy needs veterinary care, go to your trusted vet to get the care they’re used to.
Submit a Claim
Lodge your puppy insurance claim online, provide a few simple details along with the vet’s invoice.
Get Reimbursed
Get paid
next business day
after receiving all necessary
paperwork
Our partnership and referral program rewards you for sharing PetsOnMe pet insurance with fur parents within your network. Whether you’re a vet, registered breeder or even a pet sitter find out more about partnering with us.
Check out our Frequently Asked Questions section to find out more about all the services we offer including dog boarding, pet sitting and loads more information on our best value pet insurance.
1300 489 873