Discover Location-Specific Pet Insurance for Aussie Pet Owners

You might be wondering, ‘What is location-specific coverage?’ To put it simply, it’s pet insurance that’s tailored to your region’s specific laws and insurance regulations. This means you get the right coverage on select treatments for your hometown.

As all Aussies are aware, there are a ton of critters out there that hang around in certain areas. For example, in Sydney, you’ve got loads of paralysis ticks, whereas Brisbane is wriggled with venomous cane toads.

If your pet runs into one of these nasties and gets bit, stung, or poisoned, your location-specific plan may cover the costs in line with local regulations. And the same goes for other local health risks, like heatstroke and traffic accidents, which regionally complicit pet insurance can cover.

Why Choose PetsOnMe Location-Specific Coverage?

Location-Specific Claims: Get covered on a range of treatments with insurance that complies with your area’s specific regulations.

Access Any Vet You Want: You've got complete freedom to pick any vet in your area so you can get the medical care that you and your fur baby know and trust.

Stress-Free Care: Get your pooch or feline the exact care they need in your area without worrying about out-of-pocket costs.

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What Pet Owners in Your Area Say:

"Very kind and accommodating. Thank you!"
Susan D.
"Absolutely amazing! Couldn’t recommend more highly."
Cathy P.
“So accommodating to us, going above and beyond. Would highly recommend to anyone."
Anna K.
"Easy to deal with, reliable, good communication."
Christianna J.
"Very kind and attentive. Highest recommendation!"
Alan S.
Frequently Asked Questions
Do Different Locations Have Their Own Eligible Cover?

Eligible vet bills tailored to your region and an annual benefit limit of up to $20,000. The only things that aren't included in our plans are any pre-existing condition your pet has, routine care, alternative therapies, special diets/supplements, and breeding-related costs. You can check out all your eligible vet bills on your Product Disclosure Statement (PDS).

Does PetsOnMe Cover All of Australia?

You bet we do! PetsOnMe proudly covers Aussie furry friends from every city and suburb. Whether you live in Sydney, Adelaide, or the Sunshine Coast, we cover every corner of Australia.

How Long Do I Have To Wait for Coverage After Moving to a New Area?

If you've just moved to a new area, you can get covered instantly by our Accidental Plan. If you're after our Classic or Deluxe Plans, your coverage will kick in after 21 to 180 days, depending on what claims you're after.

If you've had an uninterrupted policy with another provider for 12 months or more, good news! We'll ditch our waiting periods and get you covered ASAP.

Do Pet Insurance Premiums Change Based on Location?

The cost of pet insurance can vary depending on the area you live in. In most cases, areas with higher regional risks and more costly vets tend to rack up higher premiums.

When you pick our policies at PetsOnMe, you don't need to worry about any sneaky fees or hidden conditions based on your location, just transparent, affordable, multi-award-winning pet insurance that covers what you need.

What Level of Cover Can I Get with PetsOnMe Location-Specific Insurance?

We've got three paw-tastic levels of cover up for grabs here at PetsOnMe, offering an annual benefit percentage of up to 80%.

If your fur baby is generally low-risk, our basic-level Accidental Plan is all you need. If you want to play it safe with comprehensive coverage, our Classic Plan gives you the best of both worlds: accident and illness coverage. And, if you've got your hands full with a high-risk pet, our maximum-level Deluxe Plan will cover everything you need, from hereditary and cruciate ligament conditions to dental treatment.

If you ever forget how much coverage you're entitled to, take a peep at your Product Disclosure Statement (PDS) — you'll find all the important stuff about your policy here!

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