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Pay Monthly With No Lock-In Contracts
We’ve got three flexible dog insurance plans to compare that cater to mosts budgets and needs. All feature a no lock-in contract and give you the freedom to pay monthly or annually. Choose a yearly payment to receive a further 5% discount!
Up to $20,000 Annual Benefit Limit
We've kept things clear and simple with three straightforward pet insurance plans. These cover up to $20,000 per year of eligible vet bills and come with a 5% multi-pet discount!
Super-Fast Claims Paid Direct To Your Account
Our customers told us they wanted faster claims, and we listened. Our online portal makes dog insurance claims quick and easy — eligible claims claims are paid the next business day!
No Sub-Limit on Consult Fees
Wave goodbye to low consult fee sub-limits when you choose any of our pet insurance plans. We don't have a sub-limit on repeat visits to the vet, meaning you can save money while getting your beloved pooch all the appointments they need worry-free!
Pay Monthly With No Lock-In Contracts
We’ve got three flexible dog insurance plans to compare that cater to mosts budgets and needs. All feature a no lock-in contract and give you the freedom to pay monthly or annually. Choose a yearly payment to receive a further 5% discount!
Up to $20,000 Annual Benefit Limit
We've kept things clear and simple with three straightforward pet insurance plans. These cover up to $20,000 per year of eligible vet bills and come with a 5% multi-pet discount!
Super-Fast Claims Paid Direct To Your Account
Our customers told us they wanted faster claims, and we listened. Our online portal makes dog insurance claims quick and easy — eligible claims claims are paid the next business day!
No Sub-Limit on Consult Fees
Wave goodbye to low consult fee sub-limits when you choose any of our pet insurance plans. We don't have a sub-limit on repeat visits to the vet, meaning you can save money while getting your beloved pooch all the appointments they need worry-free!
Outstanding Value Pet Insurance Award Winner 2022 & 2023
Discover our range of products and compare our available Dog Insurance Policies, each suited to every need and budget:
Scroll to compare
Most Affordable
Our most budget-friendly option. If you’re seeking affordable accident-only coverage, this may be the right pet insurance for you.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Alternative Therapies³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Mid-Level Cover
Covers a range of common accidents and illnesses, including Hip Dysplasia, Laxating Patella & IVDD².
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitlisation
Tick Paralysis
Poisoning
Alternative Therapies³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Top Cover with Dental Cover
Our premium level of coverage with with higher Hereditary Conditions¹ and comprehensive Dental Illness² coverage
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Alternative Therapies³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis¹
Tooth removal where it’s medically required:²
Cavities²
Tooth fracture²
Dental disease as a result of infection²
Retained deciduous teeth²
More inclusions
Most Affordable
Our most budget-friendly option. If you’re seeking affordable accident-only coverage, this may be the right pet insurance for you.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Alternative Therapies³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Mid-Level Cover
Covers a range of common accidents and illnesses, including Hip Dysplasia, Laxating Patella & IVDD².
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Other Benefits
Radiology
Pathology
Operating Theatre Costs
Hospitlisation
Tick Paralysis
Poisoning
Alternative Therapies³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
More inclusions
Top Cover with Dental Cover
Our premium level of coverage with with higher Hereditary Conditions¹ and comprehensive Dental Illness² coverage
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Alternative Therapies³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis¹
Tooth removal where it’s medically required:²
Cavities²
Tooth fracture²
Dental disease as a result of infection²
Retained deciduous teeth²
More inclusions
At PetsOnMe, we know how complex and confusing pet insurance can be, which is why we offer a selection of hassle-free and straightforward dog insurance plans. We've helped 50,000 dog parents across Australia get their pooch the cover they deserve without the jargon!
Our best-value dog insurance plans provide protection for your dog during and after injuries, accidents, and illnesses. Here's what you get:
• Stress-free, monthly payments that you can cancel anytime
• You have the flexibility to choose any licensed and registered veterinarian across Australia for your dog's care
• Up to 80% cover of an eligible claim, less your chosen excess up to the annual limits
• Protection from unpredictable vet bills as a result of an accident or illness, saving you thousands of dollars
• Quick and simple claims via our portal
Dog Insurance acts as a protective cushion for your dog's medical bills. Dog insurance is an important consideration for dog parents because it helps cover a portion of your veterinary costs if your pet gets sick or injured.
Just like how people have health insurance, you make regular premium payments in exchange for financial support when your dog needs to see the vet.
This covers a range of treatments, starting from accidents to unexpected surgeries and urgent treatments, based on the policies and coverage plan you choose.
Our dogs are valued members of our family. Just like how we care for our human loved ones, our furry companions also deserve top-notch treatment. Dog insurance provides financial protection that covers unexpected vet bills, saving you thousands on out-of-pocket payouts.
It also ensures your pooch gets quality care for life without worry, keeping you, both covered medically and financially for a huge range of treatments, including treatment for illnesses and accidents.
Our mission is simple: to offer outstanding value dog insurance!
By exclusively focusing on cats and dogs, we can expertly tailor our cover and curate coverage that suits you and your beloved pet.
We shaped our pet insurance plans with insights from over 50,000 pet parents all across Australia. Their feedback highlighted the need for transparency, simplicity, and quality coverage.
You absolutely can! You have the flexibility to choose any licensed and registered veterinarian across Australia for your dog's care. This empowers you to tailor decisions to best suit your furry companion's needs.
From routine check-ups to specialist treatments, the choices you make are not limited by location or network, ensuring your furry friend receives the best care available.
Dog Insurance acts as a protective cushion for your dog's medical bills. Dog insurance is an important consideration for dog parents because it helps cover a portion of your veterinary costs if your pet gets sick or injured.
Just like how people have health insurance, you make regular premium payments in exchange for financial support when your dog needs to see the vet.
This covers a range of treatments, starting from accidents to unexpected surgeries and urgent treatments, based on the policies and coverage plan you choose.
Our dogs are valued members of our family. Just like how we care for our human loved ones, our furry companions also deserve top-notch treatment. Dog insurance provides financial protection that covers unexpected vet bills, saving you thousands on out-of-pocket payouts.
It also ensures your pooch gets quality care for life without worry, keeping you, both covered medically and financially for a huge range of treatments, including treatment for illnesses and accidents.
Our mission is simple: to offer outstanding value dog insurance!
By exclusively focusing on cats and dogs, we can expertly tailor our cover and curate coverage that suits you and your beloved pet.
We shaped our pet insurance plans with insights from over 50,000 pet parents all across Australia. Their feedback highlighted the need for transparency, simplicity, and quality coverage.
You absolutely can! You have the flexibility to choose any licensed and registered veterinarian across Australia for your dog's care. This empowers you to tailor decisions to best suit your furry companion's needs.
From routine check-ups to specialist treatments, the choices you make are not limited by location or network, ensuring your furry friend receives the best care available.
¹Hereditary conditions are covered after your pet's 2nd birthday. This policy is subject to limits, sub-limits, conditions & exclusions.
Please refer to the Product Disclosure Statement for full details.
²Dental benefit is limited up to $500pa.
³Acupuncture, physio and hydrotherapy for a diagnosed eligible condition if recommended by your vet.
⁴An eligible condition that is fully cured, considered temporary and has no relation to an underlying condition.
Go to your Vet
When your pooch needs veterinary care, go to your trusted vet to get the care they’re used to.
Submit a Claim
Lodge your dog insurance claim online via our user-friendly portal. Provide a few simple details along with the vet’s invoice.
Get Reimbursed
Get paid on the next business day after receiving all necessary paperwork.
Head to our Claims Page to get reimbursed!
Our partnership and referral program rewards you for sharing PetsOnMe pet insurance with fur parents within your network. Whether you’re a vet, registered breeder or even a pet sitter, find out more about partnering with us.
If you’re unsure about something and need some more information on our dog insurance policies, check out these ready-answered FAQs:
1300 489 873