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Pay Monthly with No Lock-in Contracts
Unlike most pet insurance providers, PetsOnMe won't lock you into a contract. We offer three affordable and flexible cat insurance plans, all with no cancellation fees, the ability to pay by the month, and the freedom to cancel anytime.
Up To 80% Cover on Unexpected Vet Bills
We've got you and your cat covered with up to 80% coverage on all eligible veterinary treatment costs.
Super-Fast, Easy Claims Process
We've made claiming under your cat insurance policy quick and easy using our online portal. Most eligible claims are paid next business day.
No Sub-Limit on Consult Fees
We know just how stressful vet visits can be for you and your fur baby. To make things as easy and hassle-free as possible, we don't have a sub-limit on consult fees, so for eligible claims you can get your cat seen as many times as needed without worrying about out-of-pocket consult payments.
Pay Monthly with No Lock-in Contracts
Unlike most pet insurance providers, PetsOnMe won't lock you into a contract. We offer three affordable and flexible cat insurance plans, all with no cancellation fees, the ability to pay by the month, and the freedom to cancel anytime.
Up To 80% Cover on Unexpected Vet Bills
We've got you and your cat covered with up to 80% coverage on all eligible veterinary treatment costs.
Super-Fast, Easy Claims Process
We've made claiming under your cat insurance policy quick and easy using our online portal. Most eligible claims are paid next business day.
No Sub-Limit on Consult Fees
We know just how stressful vet visits can be for you and your fur baby. To make things as easy and hassle-free as possible, we don't have a sub-limit on consult fees, so for eligible claims you can get your cat seen as many times as needed without worrying about out-of-pocket consult payments.
These three cat insurance plans can cover 80% of your eligible vet bills.
Scroll to compare
Most Affordable
May be suited to low-risk, laid-back kitties, this budget-friendly pet insurance plan offers a basic level of cover for accidental injuries.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
Other inclusions
Mid-Level Cover
Our Classic Cat Insurance Plan balances essential protection with affordability. It's designed to insure your feline friend for a range of common injuries and illnesses.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
Other inclusions
Top Cover With Dental²
Our Deluxe Plan is our most comprehensive pet cover. the highest annual benefit limit, covers your feline friends for accidents, illnesses, and Dental illness.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis¹
Tooth removal where it’s medically required¹
Cavities¹
Tooth fracture¹
Dental disease as a result of infection²
Retained deciduous teeth¹
Other inclusions
Most Affordable
May be suited to low-risk, laid-back kitties, this budget-friendly pet insurance plan offers a basic level of cover for accidental injuries.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
Other inclusions
Mid-Level Cover
Our Classic Cat Insurance Plan balances essential protection with affordability. It's designed to insure your feline friend for a range of common injuries and illnesses.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $2,300pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
More inclusions
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis
Tooth removal where it’s medically required
Cavities
Tooth fracture
Dental disease as a result of infection
Retained deciduous teeth
Other inclusions
Top Cover With Dental²
Our Deluxe Plan is our most comprehensive pet cover. the highest annual benefit limit, covers your feline friends for accidents, illnesses, and Dental illness.
Annual Benefit Limit
Main Benefits
Accident Cover
Illness Cover
Hereditary Conditions Cover $3,800pa¹
Third Party Liability
Prescribed Medication
Cruciate Ligament
Radiology
Pathology
Operating Theatre Costs
Hospitalisation
Tick Paralysis
Poisoning
Physio³
Dental illness²
Non-Elective Euthanasia
Other Costs – Consult Fees & Medically Required Non-Elective Procedures
Hip Dysplasia
Luxating Patella
Intervertebral Disc Disease
Abscesses
Gingivitis¹
Tooth removal where it’s medically required¹
Cavities¹
Tooth fracture¹
Dental disease as a result of infection²
Retained deciduous teeth¹
Other inclusions
Looking for the best cat insurance for your fur baby? PetsOnMe supports Australia's biggest network of crazy cat lovers with hassle-free, flexible, and affordable
best-value cat insurance plans without the jargon!
Here's how it works:
• Protect your cat during and after injuries, accidents, and illnesses
• Choose to pay by the month, with no lock-ins
• Get up to 80% cover of an eligible claim less your chosen excess up to the annual limit
• Choose any licensed and registered veterinarian
• Make quick and easy claims via our pet portal
Cat Insurance is a safety net that protects you against the financial burden of your cats' healthcare costs. It is a type of insurance that offers reimbursement for a portion of your veterinary expenses if your cat faces illness or injury, just like health insurance for humans.
From compensating for accident-induced injuries to covering unexpected surgical procedures and immediate treatments for specific illnesses, cat insurance ensures your feline friends get the care they need without financial restraint.
Cats are considered members of our family, and just like any other family member, they deserve to receive the best care available. Cat insurance ensures:
Our mission is simple: to offer outstanding value cat insurance. We've expertly tailored all our Cat Insurance cover options based on insights and feedback from over 50,000 pet parents all across Australia. By choosing any of our plans, you get:
You absolutely can! Cat owners on any of our plans can go to any licensed and registered veterinarian in Australia, giving you the flexibility and empowerment to choose the best medical attention that your feline friends need.
Cat Insurance is a safety net that protects you against the financial burden of your cats' healthcare costs. It is a type of insurance that offers reimbursement for a portion of your veterinary expenses if your cat faces illness or injury, just like health insurance for humans.
From compensating for accident-induced injuries to covering unexpected surgical procedures and immediate treatments for specific illnesses, cat insurance ensures your feline friends get the care they need without financial restraint.
Cats are considered members of our family, and just like any other family member, they deserve to receive the best care available. Cat insurance ensures:
Our mission is simple: to offer outstanding value cat insurance. We've expertly tailored all our Cat Insurance cover options based on insights and feedback from over 50,000 pet parents all across Australia. By choosing any of our plans, you get:
You absolutely can! Cat owners on any of our plans can go to any licensed and registered veterinarian in Australia, giving you the flexibility and empowerment to choose the best medical attention that your feline friends need.
¹Hereditary conditions are covered after your pet's 2nd birthday. This policy is subject to limits, sub-limits, conditions & exclusions.
Please refer to the Product Disclosure Statement for full details.
²Dental benefit is limited up to $500pa. ³Covered for a diagnosed eligible condition, if recommended by your vet.
Go To Your Vet
When your fur child needs veterinary care, go to your trusted vet to get the care they're used to.
Submit a Claim
Lodge your cat insurance claim online by signing into our user-friendly pet portal. Provide a few simple details,
like your unique policy number, along with the payment receipt or invoice from your pet's vet clinic.
Get Reimbursed
Get reimbursed for eligible vet bills without long waiting periods.
You can get your money back as soon as
the next business day after submitting all relevant paperwork!
Our partnership and referral program rewards you for sharing PetsOnMe pet insurance with fellow fur parents within your network. Whether you’re a vet, registered breeder, or even a pet sitter, you can partner with us,
Sign-up takes just a few minutes and is completely free. Once you're registered, you can earn rewards instantly, including commission or referral incentive to your chosen charity.
Register online today!
Find out more about cat insurance with these helpful, ready-answered FAQs:
1300 489 873