Multi-Award Winning
Pet Insurance

  • 2 months FREE for pets under 1yr –
    Enjoy 1st month free for pets aged over 1
  • Accident & Illness Cover –
    Up to $20,000 per year on eligible vet expenses
  • No lock in's –
    Upgrade, downgrade, or cancel your pet health insurance anytime
  • Lightning-fast claims payouts –
    Claim on the spot and get compensated on the next business day

Multi-Award Winning
Pet Insurance

  • 2 months FREE for pets under 1yr –
    Enjoy 1st month free for pets aged over 1
  • Accident & Illness Cover –
    Up to $20,000 per year on eligible vet expenses
  • No lock in's –
    Upgrade, downgrade, or cancel your pet health insurance anytime
  • Lightning-fast claims payouts –
    Claim on the spot and get compensated on the next business day

Why choose PetsOnMe Pet Insurance?

Pay by the month and no-lock ins

Our dog and cat insurance offers complete flexibility to pay monthly or annually with no lock-in contracts or exit fees.

Save with 2 or More Pets & Annual Policies

Receive a 5% discount for paying annually upfront and a further 5% off if you have two or more pets on your policy.

No Sub-Limit on Consult Fees

We don't have a sub-limit on consultation fees meaning you won't be left out of pocket if you have to make multiple trips to the vet.

How our Pet Insurance
Claims Process Works

Group 11 Copy 3 1

Go to your Vet

When your fur-child needs veterinary care, go to your trusted vet to get the care they’re used to.

Group 11 Copy 2

Submit a Claim

Lodge your pet insurance claim online, providing the Vet's Clinical Notes along with a Tax Invoice.

Group 11 Copy 2 3

Get Reimbursed

Get reimbursed typically the next business day after we've received the required documentation.

What Makes Us Different?

Our members told us that when it comes to getting a pet insurance quote online, they want simplicity and absolute transparency. So, we created three hassle-free plans, each with the option to add our wellness benefit. This allows you to claim for some costs even when your pet is fit and healthy.


Our Plans

PetsOnMe gives you a choice of three easy-to-understand pet insurance policy plans: Accidental Plan, Classic Plan, and Deluxe Plan.

  • Accident-Only Plan:
  • Our most affordable option, covering up to $5,000 a year. It includes accident cover, third-party liability, and prescribed medication.
  • Classic Plan:
  • Mid-level cover up to $10,000 a year, including cover for accidents and illnesses, hereditary conditions, third-party liability, prescribed medications, and cruciate ligament injuries.
  • Deluxe Plan:
  • Comprehensive cover with an annual benefit limit of $20,000. It provides top coverage, including for accidents and illnesses. Eligible expenses include hereditary conditions, third-party liability, prescribed medications, cruciate ligament, and even select dental illness!

    Both classic and deluxe cover accidents and illnesses at any registered Vet in Australia. Insuring your pet will give you peace of mind, knowing that you are protected from unpredictable and costly vet bills as a result of an accident or illness that may occur.

    Compare our plans today!


    Claims

    PetsOnMe members also told us they don't want to be messed around when it comes to making a claim. With us, you can lodge your claim online in less than five minutes. Most eligible claims are processed the next business day and sent directly to your Australian bank account.


    Moving insurer?

    We will waive our waiting periods if you're moving over from another insurer that you've been with for 12 months or longer and with no interruption in cover. We know what you expect when it comes to pet insurance, thanks to our member base of over 52,000 pet owners.



    Pet Insurance FAQs

    Check out these frequently asked questions about our multi-award-winning pet health insurance.

    What’s the Cheapest Pet Insurance Option?
    Our Accidental Plan is our cheapest pet insurance option. This covers any first-time accidents that your pet has, as well as trips to the vet hospital, tick paralysis, operating theatre costs, radiology, pathology, prescribed medication, and third-party liability.
    Get a free quote today!

    How Does PetsOnMe Pet Insurance Work?
    Our multi-award-winning pet insurance makes covering your pet a walk in the park! You get 2 months FREE for furry babies under 1 year and the 1st month free for pets over 1 year. There are no lock-ins, giving you the freedom to cancel anytime you like - simply pay for as long as you want.
    We offer rocket-fast 5-minute claims lodgements, so you needn't worry about long waiting periods.
    If you have any more questions, head over to our helpful FAQs page, or contact our friendly customer service team.

    What's the Best Level of Pet Insurance Cover?
    The best plan depends on your own personal situation and financial needs. Our Deluxe Plan offers the most comprehensive coverage for accidents, illness and dental illness. It covers common health conditions like hip dysplasia and luxating patella, abscesses, a range of emergency treatment, such as tick paralysis and broken or fractured bones. Our comprehensive Deluxe Plan also covers prescribed medication, hereditary conditions, radiology, pathology, operating theatre costs, and more.

    How Do I Make a Claim?
    We've made it super easy to submit a claim. Simply sign in to your online portal, fill out a virtual claim form, and give us supporting documentation from your vet, such as invoices and medical records.
    It's important to note that if your pet had pre-existing conditions prior to the commencement date of your insurance cover, you can't make a claim for any related vet treatment.


    $2.6B

    This is what Australians spend on vet trips every year.

    95%

    We know how important it is to be paid quickly, which is why 95% of our members are reimbursed the next business day.

    $8342

    This was the cost of surgery for poor Kiwi, a Border Collie who injured his cruciate ligament while playing fetch in the park.

    What Our Members Say

    Thousands of Australians have chosen PetsOnMe

    "Very kind and accommodating. Thank you!"
    Susan D.
    " Absolutely amazing! Couldn’t recommend more highly."
    Cathy P.
    “So accommodating to us, going above and beyond. Would highly recommend to anyone."
    Anna K.
    "Easy to deal with, reliable, good communication."
    Christianna J.
    "Very kind and attentive. Highest recommendation!"
    Alan S.

    Earn Special Treats With Our VIP Partnership Program

    Our partnership and referral program rewards you for sharing PetsOnMe pet insurance with fellow fur parents. Whether you’re a vet, registered breeder, or even a pet sitter, you can partner with us!

    Want to Know More?

    Head over to our Frequently Asked Questions page to discover more about our pet services, including dog boarding, pet sitting, and loads more!

    Get Purrfect Pet Care With PetsOnMe!

    PetsOnMe goes above and beyond to ensure your furry friends are looked after. In addition to our award-winning pet insurance, we offer paw-some pet sitting, pet grooming, doggy daycare, dog walking services, and more. Enjoy peace of mind knowing your beloved pets are in the best hands!